Changes related to version 4.0.47

Connectors improvements

FI OP (1285): fix for error when creating a payment without creditor.
GR NBG (1654): fix for error in validation of remittance.
IE Bank of Ireland (2057): fix for error when landing on the bank SCA page.
IE Allied Irish Bank (2050, 2051): improved transaction mapping by adding the bank transaction id in transaction id field.
FR Natixis (1147): differentiate the mapping of balances in production and sandbox because models are different.
SE, NO, FI, DK Nordea (1058, 1059, 1188, 1190, 1191, 1192, 1193): upgrade to bank API v5.
BE Belfius (14) a Banx (1209): fix for bank change in multi-currency accounts model. The main currency account was missing. To retrieve it back, the PSU needs to reconnect them.
LU BGK/BNP (45): fix for error when initiating a payment without the date. The bank now request in all cases. We are handling this on our side.

New instant payment availability

The Instant Payments Regulation (IPR), which was adopted by the European Parliament and the Council on 13 March 2024, is aimed at accelerating the roll-out of instant payments in Europe.

Payment service providers (PSPs) that offer the service of sending and receiving credit transfers shall also offer the service of sending and receiving instant credit transfers (Article 5a).

Any charges levied by a PSP for sending and receiving instant credit transfers shall not be higher than the charges levied by that PSP in respect of sending and receiving other credit transfers of corresponding type (Article 5b).

We have implemented the instant payment in as many connectors as we can.

We are still pushing the banks that are not yet ready and we are still working hard with the support of others with which we still have problem doing instant payment.

Please also check the PsuInformation fro the options of the connectors because some restrictions may apply in some banks. E.g.:

Multiple banks try to do the payment by default in Instant mode. If not possible, the payment will be done in normal mode.
ES Banco Santander (976) & Kutxabank (988): Instant payment is only available in Spain (between Spanish accounts).
IE Bank of Ireland (2057, 2227): Instant payment is only available in Ireland (between Irish accounts, if the creditor bank participates in the SEPA Instant scheme).
IT
- Credit Agricole Cariparma business (1202) & Credit Agricole Cariparma (1203): Instant payments must be enabled in the bank application in order to initiate an instant payment. Instant payment is only available in Italy (between Italian accounts).
- Banca Popolare Di Sondrio Conto Corrente (2225) & Banca Popolare Di Sondrio Carta Iban (2226): Instant payment is only available in Italy (between Italian accounts).

List of new instant offer:

PT Banco Portugues De Gestao (1224), Caixa De Credito Agricola Mutuo De Leiria (1223), Caixa Economica Da Misericordia De Angra Do Heroismo (1228), Banco De Investimento Global Espanha (1211), Caixa De Credito Agricola Mutuo De Bombarral (1214), Caixa De Credito Agricola Mutuo De Chamusca (1215) , Caixa De Credito Agricola Mutuo De Mafra (1216), Caixa De Credito Agricola Mutuo De Torres Vedras (1213).
NL Triodos (125).
LU POST LUXEMBOURG (108), Banque Transatlantique Luxembourg (95), Banque de Luxembourg (90), Banco Safra (88).
ES My Investor Banco (998), Wi Zink (999), ING (25).
FR NatixisGlobalTrade (1147), NatixisWealthManagement (1148).
IT Cassa Di Risparmio Di Asti (1603), Banca Del Mezzogiorno (1602), IT.Deutsche Bank and Deutsche Bank Corporate (1658 and 1659), IT.Qonto (2054).
BE Banque de Luxembourg Belgique (91), Banque Transatlantique Belgium (94), CPH - (34), BNP (2), BNP Business: (1195), Fintro (10), Fintro Business (1194), Hello Bank (11).

API improvements

payment calls are nos returning the Exthand's internal payment id in the field InternalPaymentId.
Payment get status returns the Merchant status , a stronger payment status, in field MerchantStatus. Only applies for client using Merchant or high-risk payment.
We have added the account status code 101, "Consent revoked by the PSU" to the Error categoriespage. This value can be assigned to the account status field, see consent status of accounts page.

New connector

SK Slovenská sporitelna, a.s. (2266).

Changelog