PSD2 limitation and attended mode
PSD2 has defined a limitation in the number of time the balances or transactions can be fetched in a 24h timeframe. Currently, this limitation is 4 times in 24h.
In Private mode, you have to be sure not to go over this limit. In Gateway mode, balances and transactions are fetched automatically by our system 3 times a day (00h15, 12h15 and 17h15 BE).
PSD2 allows also you to work in attended mode. This means that when the end user is currently interacting with your app and you need to have fresher transactions or balances, as apposed to a batch or backend job, there are no limitations.
To tell our system that the requests are attended, you have to give us the public IP address of the connected user in the field /accountsAccessRequest/psuIp when you call get transactions or get balances. Our system will sent the appropriate information to the bank to forward the attended mode flag and prevent limitation check and the receiving a "access exceeded" error.
Updated 5 months ago